随着数字货币的兴起，很多不法分子开始打起了加密货币的主意，制造出了各种货币陷阱。目前，受到数字货币诈骗的人不在少数，作为新手应该如何识别并有效防范呢？
With the rise of digital money, many outlaws have begun to create the idea of encrypted money, creating various currency traps. At present, there are not a few of those who are victims of digital currency fraud, and how should they be identified and protected effectively as newcomers?
本篇文章将向你介绍6种常见的数字货币诈骗手法，一起来看看吧！
This article will introduce you to six common methods of digital currency fraud. Let's take a look!
虚拟货币（Cryptocurrency）又称数字货币，是透过非国家政府开发者发行及管控的、全世界通用的没有实体的货币。当今多数的加密货币，都是建立在区块链的技术之上，通常不是由各国家或政府单位发行，它只存在于网络世界或者虚拟世界。
The Virtual Currency, also known as the Digital Currency, is a world-wide, non-entity currency that is issued and controlled by non-state government developers. Most of today’s encrypted money is based on block-chain technology, usually not issued by countries or government units, and it exists only in the online world or in the virtual world.
最早期的加密货币为「比特币」，它是由一个叫「中本聪」的人/ 团体（ 因为这是一个笔名，所以我们无从得知他是一个人，还是一个团体。） 在2008 年所提出的概念。
The earliest encrypt currency is "bitcoin," which is a concept put forward by a person/group called "medium-breathing" (because it's a name, so we don't know if he's a person or a group.)
于其他货币不同的是，加密货币最大的特色就是去中心化。
Unlike other currencies, the greatest feature of encrypted currency is decentralisation.
在传统的货币市场中，存储货币的银行会受到政府单位监督，从而来保证货币不被滥用和盗用，而区块链的世界中并没有这类监管者的存在。同时，在区块链上传输的资料会储存在不同的云端上，不用依赖一个共同的中心点。这些资料是在网络上是公开的，且交易记录完全透明。
In traditional currency markets, banks that store money are monitored by government units to ensure that money is not abused and embezzled, and that there is no such regulator in the world of block chains. At the same time, information transmitted on block chains is stored on different cloud ends, without relying on a common focal point.
总的来说，去中心化使得数字货币拥有三个好处，分别是：
In general, decentralisation offers three advantages for digital currency, namely:
（1）区块链上的资料公开透明，（2）交易具有匿名性和隐秘性，（3）无需第三方及接入。
(1) The information on the block chain is open and transparent, (2) the transaction is anonymous and confidential, and (3) third parties and access is not required.
但加密币的这种优势也恰恰成为了它的劣势，无监管者的情况使得加密货币诈骗手法更容易应用在市场中。
But this advantage of encrypting currency is precisely its disadvantage, and the absence of regulators makes it easier to apply encryption currency fraud techniques in the market.
因此，我们常常可以在新闻报道中看到数字货币诈骗，且这种诈骗并没有因为人们的指责而就此停歇。那么作为一个币圈新人，应该如何有效防范这种加密币诈骗呢？
So we can often see digital currency fraud in news reports, and that fraud does not stop because people blame it. So, as a newcomer to currency circles, how should it be effectively prevented?
首先，我们可以先了解以下五种常见的数字货币诈骗。
First, we can first learn about the following five common types of digital currency fraud.
如果你在PTT 或社群媒体上搜寻「虚拟货币」或「加密货币」，一定会看到有经验者在分享自己的投资经验，或有人利用加密币大赚的。
If you search for "virtual currency" or "encrypted currency" on PTT or social media, you will see experienced people sharing their investment experience or people making a lot of money using encrypted currency.
事实上这些可能是诈骗的手法，因为当你存入虚拟货币时，虽然网站上可能显示你的投资持续在获利，但其实若是你要回资金、提取报酬，就会被要求投入更多的虚拟货币，最后你什么钱都拿不回来。
In fact, these may be frauds, because when you put them in a virtual currency, while the website may show that your investments continue to be profitable, you are actually asked to invest more in a virtual currency if you want to return the money, collect the money, and eventually you can't get anything back.
通常这些诈骗会有一些蛛丝马迹可循，如果有以下的征兆，几乎八九不离十是诈骗：
Usually, these frauds have some clues, and almost all of them are frauds if there are signs of:
诈骗者保证你会赚钱：如果他们承诺你会赚钱，那就是骗局，即使有名人代言或推荐(这是很容易伪造的)。
Fraudsters guarantee that you will make money: if they promise that you will make money, it is a fraud, even if a celebrity speaks out or recommends it (it is easily forged).
诈骗者承诺以保证报酬的方式，叫你先支付大笔款项：没有人能保证一定的报酬，甚至让你的钱翻多少倍…这些都是骗人的话术。
The fraudster promises you to pay a large sum of money in a way that guarantees remuneration: no one can guarantee a certain amount of remuneration, even how much your money doubles & Hellip; these are all lies.
要你先汇虚拟货币到某个地址，之后会有加倍金额给你：天底下没有这么好的事情，请相信这一定是诈骗。
You're going to transfer virtual money to an address, and then you're going to double the amount: there's no such thing as good in the world, believe it's a fraud.
社交软件认识的朋友(FB、LINE、IG…等等)叫你使用新的交易所：这些交易所可能是假的，建议别轻易交易。
Friends known by social software (FB, LINE, IG… etc.) ask you to use a new exchange: these exchanges may be fake, and it is recommended that they not be traded easily.
ICO（Initial Coin Offering）即首次公开发行虚拟货币，类似股票IPO。在加密货币中，任何人都可以发起ICO，而从ICO获得的资金可以支付项目的营运，投资人的汇报则为虚拟货币。币圈中不乏有人通过投资了一个好的项目而大赚一笔，但受到数字货币诈骗的人也不在少数。
In an encrypted currency, anyone can initiate an ICO, while the funds obtained from the ICO can pay for the operation of the project, and the investor’s report is a virtual currency. There is no shortage of people in the currency circle who make a large sum of money by investing in a good project, but there are no fewer people who have been defrauded by digital money.
要注意的是，ICO的发起没有限制，且不具备保障，因此在投资ICO时，你需要判定它是否为一个可行的项目。一般情况下，建议选择具备白皮书且团队实名认证的项目。
It is important to note that the ICO’s launch is open-ended and insecure, so when investing in ICO, you need to determine whether it is a viable project.
常见的ICO 诈骗模式：有人会跟你说某个新的虚拟货币很好很棒、之后会涨，要你去参与ICO或者去买进。
Common ICO fraud pattern: someone will tell you that some new virtual currency is good and will rise, and you'll be asked to join the ICO or buy it.
ICO诈骗特性：缺乏可行的商业模式、没有详细的白皮书、采取人头推荐的方式行销
ICO fraud characteristics: lack of viable business models, lack of detailed white papers, use of headlines for marketing
ICO诈骗辨识方法：好的ICO项目放上网就被抢订一空，在线上就能完成所有流程。所有需要靠见面、社交软件聊天、现场说明会推广的ICO项目，全都非常有疑虑。目前市场则有透过STO等方式，推出受到一定程度监管的项目，不过这就导致过程成本提高、新项目稀少，一切仍有待观察。
All ICO projects that need to be met, social software chats, site descriptions, etc., are highly suspicious. The market now has some sort of regulated projects, including through the STO, but this leads to higher process costs, few new projects, and everything remains to be seen.
另外有问题的项目，大概都撑不过2年，所以不碰2年内新发行的虚拟货币也是一种过滤方法。此外网络上也能查到完整的白皮书，或者ICO会在知名的交易所上架，交易所会先做过审核，这也是一种过滤方式。
There are also problematic projects that will not last more than two years, so it is also a filter without touching the new virtual currency that will be issued in two years. It is also a filter that can be found on the Internet, either in a full white paper, or in a well-known exchange where the ICO will be put on board and the exchange will be cleared first.
OTC（Over the Counter）指的场外交易。加密货币一般会透过各种交易所进行交易，但交易所会收取手续费，有些人为了省下手续费，会选择在场外进行交易。这种场外交易缺乏监管和第三方的认证，也极容易出现数字货币诈骗。
The encrypted currency is usually traded through various exchanges, but the exchange will charge fees, and some will choose to do the transaction out of the room in order to save fees. Such off-site transactions are poorly regulated and certified by third parties, and digital currency fraud is highly likely.
场外交易诈骗模式：用虚拟货币与法币的交易过程，佯称买币或卖币，但事后不付款。类似一般网拍诈骗。
An off-site transaction fraud model: a course of dealing with a virtual currency and a French currency, under the guise of buying or selling a currency, but not paying afterwards.
场外交易诈骗特性：通常会在社群媒体、FB、Line、论坛等非交易所的地方，贴出买卖讯息，你无法核实对方身分，交易流程也缺乏第三方监管。
Off-site transaction fraud: The information is usually posted in non-exchange locations such as social media, FB, Line, forums, you cannot verify the identity of the other party, and the transaction process lacks third-party regulation.
场外交易诈骗辨识方法：须审核卖家或交易对手信誉，或者透过第三方交易平台进行。
An off-site transaction fraud identification method: a vendor's or counterparty's reputation must be reviewed or conducted through a third-party trading platform.
其实，透过第三方交易平台，也就是目前规模较大的交易所，就可以很大程度解决此问题（不能说完全减少，但可以减少掉绝大多数情况）。
In fact, the problem can be addressed to a great extent (not to say completely reduced, but mostly reduced) through a third-party trading platform, which is currently a larger exchange.
AirDrop（Initail AirDrop Offering）称为空投，指的是开发商为了推广新货币，会免费赠送一些加密货币或NFT给一些投资人，这在币圈中是十分常见的，主要是为了吸引更多的新用户。
AirDrop (Initail AirDrop Outering), known as airdrops, means that developers, in order to promote the new currency, will give some encrypted currency or NFT to some investors free of charge, which is very common in the currency circles, mainly to attract more new users.
在空投的过程中，你只需要提供自己钱包的位置就可以接收赠送的加密币或NFT。
During the drop, you just have to provide the location of your wallet to receive the encrypt currency or NFT.
透过空投的诈骗主要有两种方式。一种是让你安装虚假的货币钱包，并引导你将资金汇入到钱包中。另一种是利用假网站连结来取得钱包的授权，诈骗者就可以透过授权将钱包中的资金完全转走。
There are two main ways of fraud through airdrops. One is for you to install a false wallet and direct you to transfer the money into the wallet. The other is to use a false web link to obtain authorization for the wallet, so that the fraudster can transfer the money from the wallet completely by authorizing it.
近期轰动币圈的Azuki NFT黑客事件就是透过发布虚假连结从而盗取了很多Azuki NFT持有者的资产。
Recently, Azuki NFT hackers, who have been bragging about currency circles, stole many of the Azuki NFT holders’ assets by issuing false links.
这一类数字货币诈骗通常表现为开发商放弃项目，将投资人资金卷款逃跑。
This type of digital currency fraud often manifests itself in the abandonment of the project by the developer and the flight of the investor's funds.
有时候你会发现身边有不少人在讨论某个新型态的投资，好像不少人真的赚到钱了，但这个投资的获利原理好像也说不明白，大家做的事情就是分享这个投资机会而已。如果是这样，你可能遇到的就是庞式骗局了。庞式骗局这个词现在泛指打着高额利息、保本等说词，透过「后金补前金」，而非正当投资的模式，吸引受害者资金源源不绝的进来的手法。
Sometimes you find a lot of people around you talking about a new type of investment, as if a lot of people actually made money, but the profit principle of this investment doesn't seem to understand that what you do is share the opportunity to invest. If that is the case, what you might encounter is a pontoon scam.
庞式骗局可怕的地方在于，所有已经加入的人都有非常大的诱因吸引新人带钱入局，因为通常拉到下线，你的获利就会更高，因此扩散的速度往往比其他诈骗模式快很多。而且你可能会看到很多人真的透过这个资金盘赚到钱，如果这个骗局持续延续，你的确有可能真的获利，然而再缜密、规模再大的庞式骗局都有垮台的一天，到最后我们通常会发现自己就是那个最后一个加入，血本无归的倒楣鬼。
The terrible part of the pontoon scheme is that all those who have joined have a very large incentive to attract newcomers into the game, because when you get down to the bottom, you get more profits, and so spread much faster than any other form of fraud. And you may see that many people actually make money through this pool, and if the scheme continues, you can really profit, but there is a day when a sophisticated, bigger pontoon scheme collapses, and eventually we usually find ourselves the last one to join, the bloodless loser.
一个庞式骗局可以用各种包装来伪装自己，某种新型态的加密货币、某个新的高报酬基金、新的投资AI策略等等。
A pontoon scheme can disguise itself with a variety of packagings, a new type of encrypted currency, a new high-paying fund, a new investment AI strategy, etc.
比较经典的案例就是鱿鱼币（SQUID）。随着韩剧鱿鱼游戏在全球引发热潮，游戏平台很快便发行了代币鱿鱼币。凭借着只有SQUID持有者才能进入游戏的口号，鱿鱼币价格快速上涨至2861美元。而后，存放鱿鱼币的地点被骇客攻击，开发商顶不住压力，便卷款逃跑，使得鱿鱼币价格跌至谷底，不少玩家深受其害。
The classic case is squid coins (SQUID). As the Korean squid game triggered a global surge, the platform quickly issued squid coins.
此外，去年台湾发生的T-SET 骗局也备受关注。该项目号称「高频智能AI 量化交易平台」，为虚拟货币代操机器人，民众只需在平台上投入虚拟货币，就可以享有高额获利，以质押USDT 为例，该平台号称月报酬率可上看30% 至105%。然而T-SET 项目却在火热时突然无预警无法提领，所有用户帐户资金归零。
In addition, the T-SET scam that took place last year in Taiwan is a matter of great concern. The project, known as the HF Smart AI Quantified Trading Platform, is a virtual currency for robotics, and people simply need to put a virtual currency on the platform to enjoy high profits, for example by pledging USDT, which can be seen at 30% to 105% per month.
在进行虚拟货币交易时，选择好的交易所也十分重要。假的交易所一般会透过各种社交软件来引诱你加入，并会引导你将资金投入到交易所中，且投入后无法出金。
In virtual currency transactions, it is also important to choose a good exchange. A fake exchange usually lures you into it through a variety of social software and leads you to put money into the exchange and to not make money.
当前很多假交易所的外观和功能看起来与一般加密货币交易所相差无几，你甚至能在里面交易、获取收益。但和一般交易所不同的是，假交易所提供的功能都是假的，放进去的资金根本无法提领。更常见的是，在提领时用「需缴交税金」、「查到不法行为被冻结」、「帐户需升级」等话术，让你在察觉上当前，尽可能的骗你更多钱。
Unlike the general exchange, however, the functions offered by the fake deal are false, and the money put in it is simply not available. More often, the words “tax payments to be paid” and “unlawful transactions to be frozen” and “accounts to be upgraded” are used to make you aware that you are currently being defrauded as much as possible.
假交易所诈骗模式：网络上有人透过交友软件或社群，先跟你聊天混熟，然后推荐你一个交易所说可以在上面买卖虚拟货币。
Fake exchange fraud: There are people on the Internet who mix with you through dating software or communities and then recommend you to an exchange where you can buy and sell virtual money.
假交易所诈骗特性：不知名的交易所，或者名称logo仿冒知名交易所。
Fake exchange fraud: an unknown exchange or Logo imitate a well-known exchange.
假交易所诈骗辨识方法：知名交易所可以看虚拟货币交易所排行榜，非知名的一律不要用，至于是否仿冒则是看网址介面比对一下就知道了。此外，假交易所于资金汇出时通常会冻结帐户，不让你汇出，或者要你再加几%的税进去。但任何正规交易所，虚拟货币都是可以在不同交易所及钱包之间转移的。目前没有任何一家正规交易所是出金需要课税的，说要课税的都假的。
Fake Exchange Fraud Identification: A well-known exchange can look at the virtual money exchange’s ranking, not all of which are not well-known, but whether or not to copy is to look at the web interface. Moreover, a fake exchange usually freezes an account when funds are transferred, does not allow you to transfer them, or requires you to add a few more % of taxes. But any formal exchange, a virtual currency can be transferred between different exchanges and wallets.
如果你是一个新手，建议你可以透过CoinMarketCap来查看交易量较高的几所交易所，或选择有信托的交易所进行交易。
If you are a newcomer, it is suggested that you can look through CoinMarketCap at several exchanges with higher volumes, or choose a trust exchange to do business.
了解了五种常见的数字货币诈骗后，我们就可以对症下药，有效进行防范。在投资加密币时，我们需要牢记3个要点。
When we learn about five common digital currency frauds, we can take effective precautions. In investing in encrypted currency, we need to keep in mind three points.
在投资数字货币时，我们首先需要避开玩噱头的货币。在币圈中，每年发行的加密币不在少数，但是有些币是依靠流行文化或炒作而进入人们的视野的，这种币没有任何内在的价值，也很容易被项目方利用，从而卷走投资者的数字资产。
When investing in digital money, we need to avoid playing with currency first. In the currency circles, the number of encrypted currencies issued each year is not small, but some of them are brought into the eyes of people by relying on popular culture or pretenses, which have no intrinsic value and are easily exploited by the project side, thus piling away investors’ digital assets.
山寨币指的是新的或交易量很低的加密币。新手投资者很容易一不小心就进了山寨币的陷阱，投资了这些山寨币后没有任何回报，甚至给自己带来巨大的损失。
Skins refer to new or low-volume encrypts. Newcomers can easily slip into the trap of scaffolds, invest in them without any return, and even cause huge losses to themselves.
因此，在投资一种新代币前，需要验证代币的合法性。可以通过确认项目的白皮书，或是在社群中收集相关信息，避免投资虚假的代币项目。
It is therefore necessary to verify the legitimacy of a currency before investing in a new currency.
很多数字货币诈骗的发生都是由投资者对自己加密货币资产的安全不够重视引起的。
Many of the digital currency frauds occur as a result of insufficient attention by investors to the security of their encrypted monetary assets.
因此，无论你是选择交易所进行交易还是选择场外交易，都应该确认交易方是否安全可靠，这里建议新手尽量选择知名、交易量大的交易所。
Therefore, whether you choose an exchange for a transaction or an off-the-shelf transaction, it is important to confirm the security and reliability of the parties to the transaction, and it is recommended that the newcomer select as far as possible a well-known, high-volume exchange.
同时，在面对未知连结时，应该保持警惕心，避免泄露个人信息和钱包地址。
At the same time, in the face of unknown connections, vigilance should be exercised to avoid the disclosure of personal information and wallet addresses.
区块链技术是一种革新性的资料纪录技术，其公开透明、去中心化和无需许可的特性正在改变互联网的格局。虚拟货币（加密货币/数字货币）是区块链技术的一个重要应用，但也因其高度波动和报酬诱惑，让许多人对其产生误解，认为「比特币好像很好赚」或「挖矿好像能赚取暴利」等。
Block chain technology is an innovative data-recording technology whose openness, de-centralization, and unlicensed features are changing the way the Internet is made. Virtual currency (encrypted currency/digital currency) is an important application of block chain technology, but it is also misconstrued by its high volatility and incentive to pay, which leads many to believe that "bitcoin seems to be profitable" or "mining mining seems to be profitable."
事实上，绝大多数虚拟货币诈骗与「区块链技术」、「虚拟货币」、「加密货币」无关，而是犯罪集团利用受骗者对新兴科技好赚的误解，以虚拟货币为掩护招摇撞骗，骗取受骗者的资金。
In fact, the vast majority of virtual currency fraud has nothing to do with block chain technology, virtual currency, and crypto-currency, but rather with criminal groups taking advantage of the misunderstanding of emerging technologies by their victims, using virtual currency as a cover to cheat on their money.
因此，虚拟货币和区块链技术本身是中性的。如果拆开虚拟货币的包装，其诈骗手法和其他传统的诈骗方法类似，均是利用受骗者的贪婪、恐慌和害怕失去机会的情绪，让人不理智地将资金主动交给犯罪者。因此，我们应该提高科技的认识和警惕，避免成为诈骗的受害者。
Virtual money and block chain technology are therefore neutral in themselves. If the virtual currency is unpackaged, its fraudulent methods are similar to those of other traditional frauds, exploiting the greed, panic, and fear of losing opportunities of the deceived, making people irrationally willing to hand money over to the perpetrator.
随着加密货币行业的发展，诈欺集团也开始以虚拟货币为号召，吸引投资人加入。而由于目前很多投资者对加密货币/虚拟货币行业不太熟悉，不少被害人在投入大笔资金后才有可能发现自己遭骗。
With the development of the crypto-currency industry, fraud syndicates have also begun to call for virtual currency, attracting investors. And, because many investors are not currently familiar with the crypto-currency/virtual money industry, many victims can find out that they have been tricked when they have invested a large amount of money.
此外，为了让投资者放松警惕，诈骗团伙使用的方式更是层出不穷，不少民众防不胜防，成为了其中的受害者。
In addition, in order to ease investors'vigilance, the methods used by the fraud syndicates have become more numerous, and many people have become victims of them.
想要避开诈骗，就需要提高自己对虚拟货币的认识，掌握有关虚拟货币诈骗的相关知识，同时，不要轻易相信任何可以短期获取暴利的谎言，就是守住荷包的最好方法。
To avoid fraud, it is necessary to raise awareness of virtual currency and acquire relevant knowledge of virtual currency fraud, and at the same time, not to easily believe that any lie that can generate short-term profits is the best way to hold a purse.
以上就是6种常见的数字货币诈骗 新手如何防范数字货币诈骗?的详细内容，更多关于数字货币诈骗介绍的资料请关注脚本之家其它相关文章！
These are six common types of digital currency frauds. How do newcomers protect themselves from digital currency fraud?
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