原创： 凯尔 蜂巢财经News
Original: & nbsp; & nbsp; News & nbsp;
文|凯尔编辑|文刀
熊市沉寂良久，只有币圈的一些犄角旮旯里还在冒着欢腾气儿，多以资金盘、传销盘为主。
The city of Bears has been silent for a long time, and only some of the currency rings are still miraculous, dominated by funds and distribution drives.
闻着钱味儿进币圈的投机者，在刚刚过去的2018年不但在二级市场被各种币收割，还落入“代币融资”大坑，面临回本无望、维权无门的困局，甚至干脆掉进了打着区块链旗号的传销骗局中。
Speculators who smelled money in the currency business were not only harvested by various currencies in secondary markets in the past 2018, but also fell into the trap of “demonious financing”, faced with hopelessness, powerlessness and even simply falling into a distribution scheme under the banner of the block chain.
中外投资人联手揽财，资金盘“暴利”引君入瓮，落魄的互联网项目进币圈捞钱……尽管监管部门不断发出风险提示，但仍有参与者落入圈套。
Foreign and Chinese investors have joined forces to raise money, and the money is “smuggling” to attract money from poor Internet projects... Despite constant risk alerts from regulators, there are still participants in the trap.
各式套路背后都有一个信口开河的团队，在币圈褪去繁华后现出原形，将投机者的暴富欲望变成了一道伤疤。
Behind every set of roads is a team of mouths and mouths that emerges after the currency has faded away, turning the desire of speculators into a scar.
亏损者无奈地付之一笑，在年终总结时自我安慰，“就当买了个教训”。距离阴历新年不足1个月之时，多名受害者向蜂巢财经复盘了他们遭遇的坑，提醒他人警惕骗局崩盘导致亏损。
One of the losers smiled and, at the end of the year, comforted himself, “bought a lesson.” Less than a month before the New Year, many of the victims repeated their pits to their nests, alerting others to the loss caused by the fall of the scam.
套路一
“中外”联手敛财 投资者20万变250元
"Middle and Out" joins forces to raise money and invests $200,000 to 250 dollars .
米榕（化名）说，他被外国人联合中国人搞的项目骗了。
Mijong said that he had been deceived by a project carried out by a foreign national in association with the Chinese.
套住米榕的项目名叫Zippie，“它之前还叫Zipper，不是蔡文胜站台那个，现在看，就是故意打擦边球混淆视听。”
The name of the project, Zippie, which covers Mijo's project, was “It was previously Zipper, it wasn't the Zai Wenxi station, but now it looks like it's deliberately rubbing the side ball to confuse the record”.
原本关注蔡文胜项目的米榕，点开这个同名项目的官网，联系到自称该项目中国区运营负责人的刘政，还有一名美籍顾问Matthew（马修），就这么走进了这个“大坑”。
Instead of focusing on the Tsai Wenjin project, Miyuan opened a network of officials of the same name project and contacted Liu Jie, a self-proclaimed director of the project's operations in China, and Matthew (Mathew), an American consultant, and walked into the “big pit”.
两人告诉米榕，Zippie的核心团队来自原诺基亚塞班Meego系统开发组，“塞班系统退出历史舞台后，团队志向远大，要搞区块链。”他们还告诉他，Zippie对标的是明星项目亦来云，研发区块链移动操作系统。
The two told Mickey that Zippie's core team came from the former Noki Sesebane Meego Development Group, “When the Seban system withdrew from the historical stage, the team was too ambitious to build a block chain.” They also told him that Zippie was targeting the Star Project and developing a block chain mobile operating system.
米榕知道“此Zippe非彼Zipper”，但没经得住刘政和马修的鼓动。2018年2月，他以1：5000的兑换比例，投进入去33个ETH。
Miyuki knew “This Zippe is not Zipper” but was not encouraged by Liu and Matthew. In February 2018, he voted for 33 ETHs at 1:5,000 exchange rates.
按照当时ETH币价 6000元的价格，米榕总共投资了约20万元，每枚Zippie代币（ZIPT）的成本价约为1.2元。
At that time, at an ETH price of $6000, Miyaka invested a total of approximately $200,000 and the cost per Zippie (ZIPT) was approximately $1.2.
随后，刘政发来了一份文件，提到Zippie已与索尼公司达成合作。两人还说，在2018年3月前，Zippie将上线韩国B网、Bitfinex、火币等数字资产交易平台，蔡文胜也会投资Zippie项目。
Subsequently, Liu issued a paper mentioning that Zippie had entered into a partnership with Sony. They also said that Zippie would be on-line with digital asset trading platforms such as Korea's Network B, Bitfinex, and the Firebill, and that Zai Wen Sheng would invest in the Zippie project by March 2018.
几个月后，米榕傻了眼。
A few months later, Mickey was stupid.
Zippie并未如约上线上述交易平台，唯一登陆的交易平台满币网，上线首日便破发，历史最高价格仅为0.28元，索尼压根没有搭理过这个系统，蔡文胜也没投资。
Zippie did not access the above-mentioned trading platforms, and the only one that landed was full of coins, which broke down on the first day of the trip, with an historic maximum price of only $0.28; Sony Chen did not manage the system; and Zai Wen Sheng did not invest.
ZIPT最高价仅为0.28元 来源非小号“被骗了。”米榕和其他投资者计划维权，结果被踢出了社群。他介绍，Zippie的大多投资者都是中国人，“在大家的认知里，国外项目会靠谱一些，没想到还是被割。”
"Swindled." Mitsu and other investors planned to defend their rights, and they got kicked out of the community. He introduced that most of Zippie's investors were Chinese, and he said, "In everyone's understanding, foreign projects are a little bit more focused than they thought they would be cut."
如今，ZIPT跌到了0.015元，米榕投进去的20万元仅剩250元，他觉得这个数字有些讽刺。
Today, ZIPT fell to 0.015, leaving only $250 of $200,000 in rice, which he found ironic.
而这个拥有“美籍顾问”的Zippie，从2018年2月热闹募资后再没动静，官方发布的最新推特停留在2018年12月21日，下面仅有一条评论，“Does zippie done for real？（zippie是真的吗？）”
And this "American consultant" Zippie, who hasn't moved since the popular fund-raising in February 2018, officially posted his latest tweet on December 21st, 2018, with only one comment, "Does Zippie done for real?"
“现在马修和刘政都不承认他们是项目方的人，说只是投资人。”米榕仍在尝试挽回他的损失，但他觉得希望渺茫。
“Now neither Matthew nor Liu would recognize them as project agents, saying they were just investors.” Mijong is still trying to recover his losses, but he finds little hope.
套路二
互联网项目转型入场 捞完钱消失
Internet project transition & nbsp; cash disappearing
“神链黄了？到什么进度了？”
"The chains are yellow? What's the progress?"
“很快上交易所，预计6月。”2018年4月，神链（ILC）的官方电报群中，面对投资者的询问，客服简单回应。
“Quick on the exchange, scheduled for June.” In April 2018, in the official cable collection of the chain of God (ILC), there was a simple response to the investor's enquiries.
随后的几个月里，类似的问答在电报群中出现多次。直到2019年，神链一家交易平台都没上，冷清的电报群里，只剩下零星出现的广告。
In the ensuing months, similar questions and answers appeared in the teletherms. Until 2019, there was no trading platform in the chain of God, and only sporadic ads were left in the cold.
神链投资者质疑“跑路”官方资料显示，神链是个打算把中心化应用融入区块链的项目，号称要“促进去中心化应用的普及”。时至今日，去中心化应用没普及成不说，项目的周报都从去年6月后停更。
Official data show that the chain of God is a project to integrate the application of centrifugalization into the chain of blocks, known as “promotion of universal decentralisation.” To date, decentralization applications have not become widespread, and the weekly reports of the project have been closed since last June.
神链的官方资料中，所有团队成员的中国姓名都以英文名形式出现，且无真实头像，投资者根本无从验证项目信息。但在币市大涨之时，没人注意这些BUG，投机者只想搏一搏上市后的十倍、百倍回报。
In the official version of the chain, the Chinese names of all team members appear in English, there is no real head, and investors have no way to verify the project information. But when the currency rises, no one pays attention to the BUG, and speculators only want to win a ten-fold and a hundred-fold return on the market.
神链公开的“匿名”团队介绍蜂巢财经调查发现，神链基金会主席“John Qiu”中文名为邱文城。创立神链前，他曾在移动互联网领域打拼多年，开发过“我的神灯”、“漂流局”两个社交APP。但无一例外，反响平平。
A survey of the Beehives found that “John Qiu,” the president of the Serial Chain Foundation, was called Qiuwen City. Prior to the creation of the chain, he had worked for years in the field of mobile Internet, developing two social APPs, “My Godlights,” and “The Drift Authority,” without exception.
2017年，首次代币融资ICO的风潮在国内刮起，邱文城果断入局，创立神链。次年2月启动ICO，募到了65个ETH，按当时币价换算约为39万元。
In 2017, the first wave of token financing of the ICO began in the country, with the decisive entry of the city and the creation of a chain of gods. In February of the following year, the ICO was launched and 65 ETHs were raised, amounting to about 390,000 yuan at the current currency.
据知情人士透露，神链在启动时，曾采用“拉人进群送币”的模式，吸引了数万名用户进群薅羊毛，然后快速发布私募。彼时，群里还潜伏了多名“托儿”来鼓动大家投资。
According to sources, the chain was activated using a “pull-in-the-money” model, which attracted tens of thousands of users into the herd of wool and then quickly released their private solicitations. At the same time, the herds were immersed in a number of “childcares” to inspire investment.
如今，这个从互联网转型区块链的项目，已彻底无人运营。神链的官方推特更新停留在2018年7月6日。
Today, this project on the Internet’s transformational block chain is completely unrun. The chain’s official Twitter update stopped on July 6, 2018.
“他们跑路了，真是瞎了眼。”
"They run away, they're blind."
“在中国割韭菜太简单，垃圾链。”
"Cutting vegetables in China is too simple, garbage chain."
向上拉动电报群的聊天记录，徒留投资者愤怒的叫骂。
Pulls up the telegram collection's chat record and leaves investors angry and scolding.
套路三
资金盘“换装”引君入瓮
号称“创客区块链投资平台”的瑞景之家爆雷了。
The home of Sicilian House, known as the Soccer Block Chain Investment Platform, exploded.
1月1日，中国经济网报道，有受骗者在瑞景之家投资，因无法提现损失数万元，且无法追踪到背后实体公司和负责人。
On 1 January, the China Economic Network reported that the fraud victims had invested in the house in Switzerland, that they had been unable to recover tens of thousands of yuan lost and that they had been unable to track down the company and the head of the entity behind them.
陷入瑞景之家骗局的人不在少数。2018年11月，大学生小戈（化名）在朋友圈注意到“瑞景之家”这个“高回报”的投资平台，吸引他投入了2万元。
In November 2018, a college student named Xiao Go noticed in a circle of friends that the “Swissview House” was a “high-return” investment platform, attracting 20,000 dollars.
仅仅几天，瑞景之家崩盘，小戈的本金打了水漂，“我都不懂这是什么，因为相信朋友才投的，出事了还不知道发生了什么。”
In just a few days, the family collapsed, and Go's capital went out, "I don't know what it is, because I believe in my friends and I don't know what's going on."
在瑞景之家的官方介绍中，平台定位为“一款主流网络平台和多功能工具”，目标是让所有人享有均等机会……提供点对点的金融服务。
In their official presentation, the Platform was positioned as a “mainstream web platform and multifunctional tool” with the objective of providing equal opportunities for all... providing point-to-point financial services.
投入者没人关心这个是什么性质的平台，高回报的收益模型才是他们眼里的重点，其中显示，静态收益模式下，投资1万元，10天后连本带利便可提现12400元；而动态收益则需要投资者发展下线，下线越多，奖励越多。
No one is interested in the nature of this platform, and the high-return returns model is the focus of their eyes, which shows that, under the static returns model, $110,000 is invested and $12,400 is raised in 10 days'time, while the dynamic returns require investors to grow off-line and the more off-line, the more rewards.
瑞景之家动态收益惊人
静态收益+动态收益的模型中是满满的传销盘套路。有律师指出，瑞景之家投资平台的收益利率明显高于国家法定标准——年利率36%，涉嫌非法传销。
The static earnings plus dynamic returns model is full of distribution drives. Counsel points out that the rate of return on the Sage House investment platform is significantly higher than the national statutory standard – 36% annual interest rate – and is suspected of illegal distribution.
在业内，瑞景之家这类平台更为人熟知的名字是资金盘，从保险到P2P再到区块链，资金盘通过追逐资本热潮的方式，不断“换装”，并用高回报率诱惑用户参与这场零和游戏。
Within the industry, platforms such as Sage House, better known for their name, are the money trays, from insurance to P2P to block chains, which are constantly “changed” through the pursuit of capital booms, and attract users to participate in the zero-sum game with high rates of return.
倒了一个瑞景之家，还有千千万的“瑞景之家”在行骗。挂着波场名头、自认资金盘游戏的“波点钱包”也在此列。
There's a swilight house, and there's a million swindle homes, and there's a twig wallet with a wave-field name, a self-confident board game.
“注册即送888TRX”、“存1万送10万，存10万送100万，存100万送1000万”、“推荐好友锁仓直接奖18%”……波点钱包所谓的“创新定投模式”也在以高回报率吸引人入坑。
“Registration means sending 888 TRX”, “release of 10,000 to 100,000, deposit of 100,000 to 1 million, deposit of 1 million to 10 million”, “recommends 18 per cent of the Friends Locker Award”... The so-called “innovation targeting model” of the wave-point wallet is also attracting people to the pit at a high rate of return.
蜂巢财经以投资者身份询问波点钱包的推广人员，对方并不讳言这是个资金盘游戏，“现在还可以拿收益，保守估计（维持）3~5个月。”换言之，这个游戏可能将在几个月后崩盘，总有接盘者难免被套。
In other words, it is likely that the game will collapse in a few months, and there will always be receivers.
“如遇骗局，可随手举报”
天下熙熙，皆为利来；天下攘攘，皆为利往。币圈投资，多为投机，在收益和风险并重的钢丝线上游走，尽管“警惕、小心”的提醒不断，但仍然剪不断线绳，更难剪断的是欲望。
It's all good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good, it's good.
早在2017年8月，中国互联网金融协会发布“关于防范ICO相关风险的提示”，指出国内外部分机构采用各类误导性宣传手段，以ICO名义从事融资活动，其中涉嫌诈骗、非法证券、非法集资等行为。
As early as August 2017, the China Internet Finance Association (CIFA) issued a “Standard on Protection against ICO-related Risks”, pointing out that some agencies at home and abroad used various misleading propaganda methods to finance activities in the name of ICO, including suspected fraud, illegal securities, illegal fund-raising, etc.
央视也多次曝光资金盘骗局，如MMM、北大粮仓、宝特币等，提醒投资者远离这种以高回报利率为诱饵的项目。
There have also been numerous exposures to financial scams, such as MMM, North Big Grain, Botco and others, reminding investors to stay away from such projects, which are baited by high interest rates.
目前，中国互联网金融协会举报平台（https：//jubao.nifa.org.cn）也已将假借区块链之名行骗的行为纳入举报范畴。
Currently, the Chinese Internet Finance Association reporting platform (责任编辑：唐婧
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